The goal of course is training students for the development of basic insurance products, defining requirements for insurance and finding the most effective ways for economic protection due to damage or destruction of items, health and life due to calamitous events and accidents. During the program, students hiccup knowledge required to determine the need, type and method of insurance.

Students will be able to identify the need for insurance protection for businesses and individuals, to recognize the risk and the threat to the things and people, and to design the most appropriate form of insurance for different types of assets. Through lectures, exercises and practical work, students will gain the knowledge about the insurance company, functioning, technical elements of security and the economic, legal and social function of insurance.

Introduction to Insurance, insurance history, the definition of insurance, operation of insurance, insurance technical basis, the economic importance of insurance. The division of insurance: life insurance, life insurance, reinsurance and coinsurance. Subjects of insurance: the insurer, the insured, the beneficiary, contractor insurance, insurance agents and insurance brokers. Organizational forms of insurance: joint-stock insurance, mutual insurance company, an association of insurers, insurance pools and reinsurance. Insurance market: global market insurance, home insurance market, the distribution of insurance products, the directive of the European Union in the field of insurance osiguranja.Osnovni elements: the subject of insurance, the insured risk, the amount of insurance, insurance premium, the insured event, the technical result, franchise, bonus and malus. Economics of Insurance: revenues, expenses, liquidity, profitability, ekonomičnost.Reosiguranje, coinsurance. Assessment and claim settlement. The risk: The concept and definition of risk, uncertainty and risk, relationship uncertainty and risk, hazard, risk classification, eligibility risk osiguranje.Upravljanje risk: risk management retention, risk avoidance, risk management division, risk transfer. Professional risk bearers, risk assessors. Realization of risk, the economic consequences of risk. Understanding of risk management, risk management, and risk management principles. Risk management at the system level.

Lectures, practical exercises and consultations.